If you have lost your job, you can claim unemployment insurance benefits.
New York State is waiving the 7-day waiting period for unemployment insurance benefits for people who are out of work due to coronavirus closures or quarantines.
To learn more and apply for benefits, visit the Unemployment Insurance page.
Cash and Expenses
Eligible families may receive up to 60 months of federally funded cash assistance under the Temporary Aid to Needy Families Program (TANF).
Single individuals without children and families who have already received cash assistance for 60 months may receive benefits under the New York State Safety Net Program.
Learn how to apply on the Public Assistance or Welfare page.
Emergency Cash Assistance
The "One Shot Deal" emergency assistance program helps people who can't meet an expense due to an unexpected situation or event. You may be eligible for an emergency cash grant. For more information, visit the One Shot Deal page.
If you already receive Cash Assistance, you can apply for a Special Grant using ACCESS HRA.
Under the Coronavirus Aid, Relief, and Economic Security (CARES) Act, eligible individuals and families will receive Economic Impact Payments (stimulus payments) based on income. The payment amount you receive depends on your income. Each round of stimulus payments has different income requirements.
To learn more, visit the Stimulus Payments page.
Utility companies cannot disconnect service for non-payment to any qualifying customer financially impacted by COVID-19 through December 21, 2021. Contact your utility company for more information.
Currently, you don't need to apply for Emergency Assistance (a One-Shot-Deal) if you are unable to pay your bill. Utility companies cannot shut off your service if your bill is unpaid, even if you received a shut-off notice that states your service will end.
Low-income homeowners and renters can get help paying for utility and heating bills through the Home Energy Assistance Program (HEAP). Learn more on the Heat and Utility Bill Assistance page.
NYC Financial Empowerment Centers now provide free one-on-one professional, financial counseling over the phone. Counselors can provide financial guidance during COVID-19.
Learn more on the Financial Counseling page.
On March 20, 2020, the office of Federal Student Aid began providing the following temporary relief on U.S. Department of Education (ED)-owned federal student loans: suspension of loan payments, stopped collections on defaulted loans, and a 0% interest rate.
On Jan. 20, 2021, the COVID-19 emergency relief measures were extended on ED-owned federal student loans through at least Sept. 30, 2021.
This temporary relief does not apply to private student loans.
You can get the latest updates online, including information on preparing for payments to resume.
Learn more about temporary relief on ED-owned federal student loans.